Moist Banana Chocolate Chip Bread Recipe

The Juiciest Banana Chocolate Chip Bread Recipe Ever Made

Baking a delightful banana chocolate chip bread transports you to a world of comforting aromas and sweet indulgence.

Overripe bananas blend perfectly with rich chocolate chips in this mouthwatering treat.

The kitchen comes alive with warmth as the ingredients mix into a decadent batter.

Soft, tender crumbs promise a delectable experience with every slice.

Each bite delivers a harmonious balance of fruity banana and smooth chocolate notes.

The recipe offers a simple yet irresistible way to transform ordinary ingredients into an extraordinary dessert.

Prepare to savor a slice of pure homemade happiness that will leave everyone craving more.

Quick Recipe Overview

Prep Time: 10 minutes

Cook Time: 55 minutes

Total Time: 1 hour 5 minutes

Calories: 250 kcal

Servings: 8

Banana Chocolate Chip Bread Ingredient List

For Wet Ingredients:
  • Ripe Bananas: Softens and sweetens the bread, choose fully yellow bananas with brown speckles for maximum flavor and natural sweetness.
  • Unsalted Butter: Adds richness and moisture, ensure it's melted and slightly cooled before mixing.
  • Granulated Sugar: Provides sweetness and helps create a tender crumb, use white sugar for classic texture.
  • Eggs: Binds ingredients and adds structure, use room temperature eggs for smoother mixing.
  • Vanilla Extract: Enhances overall flavor depth, choose pure vanilla for best results.
For Dry Ingredients:
  • All-Purpose Flour: Creates bread's foundation, sift to prevent lumps and ensure even distribution.
  • Baking Soda: Helps bread rise and become light, check freshness for optimal leavening.
  • Salt: Balances sweetness and enhances flavor complexity, use fine table salt.
  • Ground Cinnamon: Optional spice that adds warm, aromatic notes, freshly ground works best.
For Mix-In Ingredient:
  • Chocolate Chips: Adds delightful bursts of sweetness, semi-sweet chips provide perfect balance and melt beautifully throughout bread.

Must-Have Tools for Banana Chocolate Chip Bread

  • Loaf Pan (9×5-inch): Essential for baking bread with the right shape and size.
  • Large Mixing Bowls: Two bowls needed – one for wet ingredients, another for dry ingredients.
  • Whisk: Perfect for combining dry ingredients smoothly and preventing lumps.
  • Wooden Spoon or Spatula: Great for gently folding chocolate chips and mixing batter.
  • Measuring Cups and Spoons: Crucial for accurate ingredient measurements.
  • Toothpick or Cake Tester: Helps check bread's doneness by inserting into center.
  • Wire Cooling Rack: Allows bread to cool evenly and prevents soggy bottom.
  • Potato Masher or Fork: Useful for mashing bananas into smooth consistency.

How to Bake Banana Chocolate Chip Bread Perfectly

  • Warm Up the Oven

Crank your oven to a cozy 350F and get a loaf pan ready by giving it a quick spray or parchment paper hug.

  • Banana Mash Magic

Crush those ripe bananas into a silky smooth base, then dance in melted butter, sugar, eggs, and vanilla until everything plays nice together.

  • Flour Power Fusion

In another bowl, mix your dry ingredients with a quick whisk, then slowly marry them into the banana mixture without overworking the batter.

  • Chocolate Chip Celebration

Gently fold chocolate chips into the mix, sprinkling a few extras on top for that extra yum factor.

  • Baking Brilliance

Slide your creation into the oven and let it bake for 50-60 minutes. Check doneness by poking a toothpick in the center – it should come out clean.

  • Cool and Slice

Give your bread a quick 10-minute rest in the pan, then transfer to a cooling rack. Once completely cool, slice and enjoy your delicious treat!

Flavor Tips for Banana Chocolate Chip Bread

  • Ripening Banana Secret: Use overripe, browning bananas for deeper, sweeter flavor and extra moisture in your bread.
  • Gluten-Free Option: Swap regular flour with a gluten-free all-purpose flour blend to make this recipe celiac-friendly without compromising texture.
  • Healthier Swap Trick: Reduce sugar by using mashed dates or unsweetened applesauce, and replace some butter with Greek yogurt for a lighter version.
  • Flavor Boost Techniques: Experiment with mix-ins like chopped walnuts, pecans, or shredded coconut to add extra crunch and depth to your banana bread.
  • Freezing and Storage Pro: Wrap the cooled bread tightly in plastic wrap, then aluminum foil, and freeze for up to 3 months – perfect for make-ahead treat lovers.

Serving Suggestions for Banana Chocolate Chip Bread

  • Breakfast Buddy: Slice the banana chocolate chip bread and serve alongside a hot cup of coffee or tea for a delightful morning treat.
  • Dessert Delight: Top a warm slice with a scoop of vanilla ice cream or a dollop of whipped cream for an indulgent after-dinner dessert.
  • Brunch Centerpiece: Create an elegant brunch spread by arranging slices on a beautiful platter with fresh berries and mint leaves for a colorful presentation.
  • Gifting Goodness: Wrap individual slices in parchment paper and tie with a ribbon for a homemade gift that friends and family will adore.

How to Store Banana Chocolate Chip Bread

  • Quick Fridge Storage: Wrap the banana chocolate chip bread tightly in plastic wrap or aluminum foil. Store in the refrigerator for up to 5 days, keeping it fresh and moist.
  • Make-Ahead Magic: Prepare the bread batter and freeze unbaked in the loaf pan for future baking. When ready, thaw overnight in the refrigerator and bake as directed.
  • Room Temperature Trick: Keep the bread at room temperature in an airtight container for 2-3 days. Place a paper towel inside to absorb excess moisture and maintain texture.
  • Freezing For Later: Slice the cooled bread and place parchment paper between each slice. Store in a freezer-safe bag for up to 3 months. Thaw individual slices at room temperature or quickly toast for a warm treat.
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Moist Banana Chocolate Chip Bread Recipe

Moist Banana Chocolate Chip Bread Recipe


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4.8 from 30 reviews

  • Total Time: 1 hour 5 minutes
  • Yield: 9 1x

Description

Moist banana chocolate chip bread combines ripe bananas with rich chocolate for an irresistible treat. Home bakers will savor this delightful quick bread that promises comfort and pure deliciousness when enjoyed with coffee or tea.


Ingredients

Scale
  • 3 ripe bananas, mashed
  • 2 large eggs
  • 1.5 cups (360 ml) all-purpose flour
  • 1 cup (170 g) semi-sweet chocolate chips
  • 0.75 cup (150 g) granulated sugar
  • 0.5 cup (113 g or 1 stick) unsalted butter, melted
  • 1 tsp vanilla extract
  • 1 tsp baking soda
  • 0.5 tsp salt
  • 0.5 tsp ground cinnamon (optional)

Instructions

  1. Preheating Preparation: Configure the oven to 350F (175C) and prepare a 9×5-inch loaf pan by greasing or lining with parchment paper for seamless bread release.
  2. Wet Ingredient Fusion: Thoroughly mash ripe bananas and blend with melted butter, granulated sugar, beaten eggs, and vanilla extract until achieving a smooth, homogeneous consistency.
  3. Dry Ingredient Integration: Whisk flour, baking soda, salt, and optional cinnamon, then gently fold into the banana mixture, maintaining a light and airy texture without overmixing.
  4. Chocolate Enhancement: Incorporate chocolate chips using a delicate folding technique, ensuring even distribution throughout the batter and reserving some for surface decoration.
  5. Baking Process: Pour batter into the prepared pan, sprinkle remaining chocolate chips on top, and bake for 50-60 minutes. Verify doneness by inserting a toothpick that should emerge clean when removed from the center.
  6. Cooling and Serving: Rest the bread in the pan for 10 minutes, then transfer to a wire rack for complete cooling before slicing to preserve structural integrity and optimal texture.

Notes

  • Banana Ripeness Matters: Choose overripe bananas with dark brown or black spots for maximum sweetness and deeper flavor, which enhances the bread’s moisture and natural sugars.
  • Prevent Chocolate Sinking: Lightly coat chocolate chips in a thin layer of flour before adding to batter, preventing them from dropping to the bottom during baking.
  • Gentle Mixing Technique: Avoid overmixing the batter to maintain a tender, light texture; stop stirring as soon as dry ingredients are just combined to prevent developing tough gluten.
  • Temperature Check Trick: Use an instant-read thermometer to confirm internal bread temperature reaches 200-205°F for perfectly cooked, moist banana bread without dry edges.
  • Prep Time: 10 minutes
  • Cook Time: 55 minutes
  • Category: Breakfast, Snacks, Desserts
  • Method: Baking
  • Cuisine: American

Nutrition

  • Serving Size: 9
  • Calories: 220
  • Sugar: 10 g
  • Sodium: 160 mg
  • Fat: 9 g
  • Saturated Fat: 5 g
  • Unsaturated Fat: 4 g
  • Trans Fat: 0 g
  • Carbohydrates: 32 g
  • Fiber: 1 g
  • Protein: 3 g
  • Cholesterol: 40 mg
William Hawkins

William Hawkins

Founder & Culinary Director

Expertise

  • Modern American and Southern Cuisine
  • Farm-to-Table Practices
  • Restaurant Concept Development
  • Culinary Education and Mentorship​

Education

Sullivan University, Louisville, KY

  • Degree: Associate of Science in Culinary Arts
  • Focus: Focused on mastering culinary methods and food science, immersive externships, hands‑on training in industry‑standard kitchen labs, and equipping graduates for roles in restaurant operations.

William Hawkins isn’t just a chef, he’s a storyteller through food. From his hometown of Louisville, KY, he’s spent years refining his craft, turning local ingredients into something extraordinary. 

With classical training from Sullivan University and a career marked by innovation, mentorship, and Southern soul, William approaches every recipe with purpose. His kitchen is where old techniques meet fresh ideas, and where comfort food gets a thoughtful, modern twist. 

When he’s not building dishes from the ground up, he’s out gathering inspiration from nature, markets, and the stories people share around the table.

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